Plan a new-launch payment timeline
Schedule H Progressive Payment Calculator
Estimate the standard Schedule H progressive payment stages for a strata development. The signed SPA, bank disbursements and certified work progress always take precedence.
Schedule H Payment Calculator
Fill in the details below — the schedule updates automatically.
Manual entry — e.g. 90 for a 90% margin of finance.
Auto-set to 36 months from SPA signing (statutory max under Schedule H). Edit if the developer indicates an earlier date.
Credited towards the 10% due on signing.
For a unit already under construction — shows what’s already billed vs. still to come.
Auto-filled on currency change — editable, indicative only.
Schedule H Progressive Payment Schedule
Estimated cash flow, based on the Third Schedule (Schedule H) payment structure
AC
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Purchase Summary 购买总览
Property Price 房产价格
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Loan Amount 贷款额
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Total Cash Required 总现金需求
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Progressive Payment Stages 阶段付款进度
Your cash (down payment) is used to settle the earliest billing stages first. Once your equity is fully utilised, later progress claims are financed by your loan — subject to loan approval and timely bank disbursement. Booking fees paid are credited towards the amount due on signing.
Total Financed by Loan
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Total Cash to Prepare
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