Plan a new-launch payment timeline

Schedule H Progressive Payment Calculator

Estimate the standard Schedule H progressive payment stages for a strata development. The signed SPA, bank disbursements and certified work progress always take precedence.

Schedule H — Progressive Payment Calculator

Schedule H Payment Calculator

Fill in the details below — the schedule updates automatically.

Manual entry — e.g. 90 for a 90% margin of finance.
Auto-set to 36 months from SPA signing (statutory max under Schedule H). Edit if the developer indicates an earlier date.
Credited towards the 10% due on signing.
For a unit already under construction — shows what’s already billed vs. still to come.
Auto-filled on currency change — editable, indicative only.

Schedule H Progressive Payment Schedule

Estimated cash flow, based on the Third Schedule (Schedule H) payment structure

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Property Purchase

Property Price 房产价格
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Loan Amount 贷款额
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Total Cash Required 总现金需求
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Your cash (down payment) is used to settle the earliest billing stages first. Once your equity is fully utilised, later progress claims are financed by your loan — subject to loan approval and timely bank disbursement. Booking fees paid are credited towards the amount due on signing.
Total Financed by Loan
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Total Cash to Prepare
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